CMAC clients get results in as little as 45 days where they count: on each of their credit scores. Unlike traditional credit repair companies, we address all five areas of FICO credit scores to guarantee score improvement. While we work on removing and correcting misleading negative information, our attention to the complexity of credit scoring makes our process fast and effective.

Process Overview

1. We Outline Our Plan - After collecting your information by phone and pairing you with your personal credit expert, we'll schedule an initial phone session to analyze your credit information and help you understand how your credit scores work. In this first 30-60 minute phone call, you can get to know your expert and ask all the questions you'd like about your credit.

2. We Prepare the Paperwork - A package including any needed letters or documentation is prepared on your behalf and sent to you by U.S. mail or electronically. This package includes a summary of what's already been covered, action items to address, and other relevant materials.

3. We Execute Our Plan - During this period we'll be helping you to remove inaccurate and unverifiable information, settle bad debts, and open, close, or pay down account balances respectively. Your credit expert will periodically follow up to make sure we're always on the right track.

4. We Review Our Results - During another scheduled phone session, you and your credit expert will review your credit information and ensure you are ready to proceed by analyzing deleted or updated information, coaching you on the remaining accounts, and optimizing your file for the future.

5. We're There to Help - Any additional questions, concerns, or needs can be addressed in your extended service period. This period also gives us the opportunity to address any other outstanding issues and prepare follow-ups if needed. Your service comes with unlimited contact, and at any time you are encouraged to call your expert for guidance.